What do you mean by Authorized Tradelines?

Tradelines with the designation "approved user" refer to revolving credit card accounts with that person added as an authorized user. Typically, credit lines are revolving where one person adds another as an authorized user account holder. The tradeline then shows on the user's credit record, potentially improving the authorized user's credit score. The Equal Credit Opportunity Act (ECOA), introduced in 1974, gave rise to purchasing established tradelines for credit improvement. The result of this law's implementation—Credit piggybacking—was not what was intended. Contrary to what you might hear on the "rumor net," piggybacking Credit has not altered since 1974. It's effectively a credit cheat. What Are Tradelines for Authorized Users? When someone adds you as an authorized user tradeline to their account and has a credit card in their name, this is known as an authorized user tradeline (AU tradeline). Customers that use credit cards often can add...