What is Credit Sweep, and how does it work?

A credit sweep refers to an action taken by a credit repair company that claims to "sweep" your credit report and refute all the negatives at once. The check will claim that the item is counterfeit, usually due to identity theft. However, credit checks are illegal unless all items on your credit report are fraudulent (which is unlikely). Although credit card fraud statistics show that fraud cases are rising, credit checks are not the answer. It is important to note that all actions carried out by credit repair companies can be carried out independently, saving you thousands of dollars in costs. If your credit needs to be cleared, you can dispute individual issues and fix errors on your credit report. This is how a credit sweep works? Credit sweep programs typically encourage the ability to remove negative items from your credit report by debating each item on your credit report. This service is often charged at a high price by these companies. Credit sweeps are not a smar...